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Subaru BRZ Insurance


The brand new 2012 Subaru BRZ is a wonderfully designed sports coupe, incorporating the latest in engineering technology, performance, and safety features at a relatively affordable price. This vehicle is aimed directly at sports car enthusiasts who want a good mix of styling, power, and luxury.

Subaru has included most of the standard equipment found on its current models including the popular BOXER engine and 6-speed manual or automatic transmission.

The automaker has priced this vehicle in the mid-20K range, with the actual cost dependent on the trim selected as well as the choice of optional convenience features.

Subaru BRZ insurance costs have yet to be determined as it is such a new model. Highway safety testing is still underway and most insurance providers are estimating the annual insurance premiums to equal that of most other sports coupes.

Subaru BRZ at NAIAS 2012

Performance And Styling

The 2013 Subaru BRZ is sleekly designed, featuring a low contour and even lower center of gravity. The symmetrical drivetrain design provides perfect balance and weight distribution, making this coupe exceptionally easy to handle at high speeds. The 2.0L DOHC engine has both direct and port fuel injection, and the vehicle is fitted with a limited slip rear differential.

Vehicle stability control and the advanced traction control system are standard features on the Subaru BRZ. Both the Premium and Limited trims come with 15-spoke, 17-inch alloy wheels, and the electric power-assisted steering is standard equipment.

The BRZ was the product of a joint venture between Subaru and Toyota. The result for Toyota was the similar but distinct Scion FR-S, which is also now on sale.

Interior Convenience Features

The 2013 Subaru BRZ contains a leather-wrapped 3-spoke steering wheel, power side mirror controls, folding rear seatback, a 12V power outlet on the center console, and a CFC-free air conditioning system. There is a multi-function instrument display and a voice-activated GPS system on both trims. The gauges are sports-design, set in a center cluster that includes an analog tachometer and digital speedometer.

2013 Subaru BRZ

Safety And Security

Both the Premium and Limited trims have frontal dual-stage, seat-mounted and side-curtain airbags. The coupe has height-adjustable front seat head restraints, height-adjustable 3-point seat belts, and the LATCH system for extra child seat security. Daytime running lights, brake assist, and an advanced tire pressure monitoring system are all standard features on the new Subaru BRZ.

Just like all Subarus, the BRZ comes with a 3-year new car warranty, 60,000-mile limited powertrain warranty, and a 3-year wear item limited warranty on equipment such as wiper blades, brake pads and clutch linings.

Insuring the Subaru BRZ

Insurance providers are looking at this model carefully because it fits into the sports coupe vehicle segment. Because of the latest and most advanced safety features incorporated into the Subaru BRZ, insurance costs should be in line with competing models. The highway safety tests on this model are still in progress, and insurance companies have no history from which to gather statistics.

Because the starting price of the coupe is in the mid-20K range, collision protection costs will likely be similar to a full-size family sedan. The vehicle will be purchased by members of several risk level classifications including single male drivers, families with other vehicles, and quite possibly college grads.

The driving record of the individual will ultimately determine Subaru BRZ insurance rates. Those with good credit and who have maintained insurance coverage for years will enjoy the lowest rates. This is especially true if the insured has no accidents on record and has filed few or no claims in the past several years.

Insurance companies are already issuing quotes on the 2012 Subaru BRZ. The final quote of the price you pay for car insurance will reflect your driving history, your credit score, and your place of residence.

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