Nevada Car Insurance
Nevada state law requires all vehicles currently registered to maintain liability insurance during the vehicle registration period. Drivers are required to purchase auto liability insurance with minimum limits of $15,000 per person, $30,000 per accident for bodily injury damages and $10,000 minimum coverage for property damage liability.
Uninsured Drivers Can Have Their Cars Impounded
Nevada’s Department of Motor Vehicles has established an insurance verification program to identify uninsured drivers. Drivers caught without insurance have their vehicle registration suspended. Nevada state law required law enforcement officers to remove the license plates from uninsured vehicles. The vehicle may also be impounded. Drivers have to pay a fine up to $250 to have their vehicle registration reinstated. They may also face other fines and be forced to comply with financial responsibility laws and have to purchase expensive SR–22 Insurance.
Purchase Optional Higher Limits
Nevada drivers would be well advised to purchase additional liability coverage. The insurance industry recommends that drivers have minimum liability coverage limits of $100,000 per person and $300,000 per occurrence in the event of a serious accident. There are also several very important optional types of coverage including Uninsured/ Underinsured Motorist, Personal Injury Protection, Collision, and Comprehensive.
Know When Your Policy Expires
It is important that Nevada drivers know when their auto insurance policy expires to avoid a coverage lapse. Besides potentially having their vehicle impounded, a driver can be personally held responsible for all damage caused in an accident. Some accidents involve hundreds of thousands of dollars in damages. Driving without car insurance in Nevada is fiscally irresponsible and could be financially devastating. Smart Nevada drivers carry auto insurance.
Pay The Lowest Price For Car Insurance
Drivers in Nevada have dozens of insurance companies to choose from including national insurers such as Allstate, Geico, State Farm, and Progressive. Whether you live in Las Vegas, Henderson, Reno, or Carson City, use BestCarInsuranceCompanies.net to get low cost Nevada car insurance. Just enter your zip code above to get started and you could be on your way to saving hundreds of dollars a year on your auto insurance.