Senior Car Insurance
If you need senior car insurance, you have come to the right place. If you are 55 or over, just enter your zip code for a free quote and you can compare rates from leading auto insurers and save. In many states, we offer insurance from The Hartford, exclusively for AARP members, with a 55 and over discount. With our free, no obligation quote system, you can see if their rates best those from many other major insurers.
We Help Seniors On A Budget
If you are on a budget or just looking to save money on car insurance, there are many ways to do it. By maintaining a clean driving record and staying out of accidents, you can help cut your rates. Our free, no obligation quote system also allows you to pay less for insurance. Buying insurance online allows you to cut out the agent fee. Consumers can save up to $600 a year off their current car insurance through our system.
Seniors typically have many years of driving experience. As a result, they tend to drive more proactively and know the importance of staying within the speed limit and avoiding accidents. Seniors deserve to pay less for insurance. Safe drivers save on our website.
Get The Coverage You Need
Seniors should not cut corners on insurance coverage. Typically they have more assets to protect than younger drivers. You do not want to have worked hard for all these years only to have your net worth put at risk by a serious auto accident. Serious accidents can cause hundreds of thousands of dollars in damage, if not more.
Seniors need to buy the amount of insurance coverage that protects their assets including the value of their cars, home(s), and other financial assets. Do not expose your family to financial loss by buying less car insurance than you need.
See our coverage section to learn more about the policy provisions our insurers offer, which may include bodily injury liability, property damage liability, collision, comprehensive, uninsured/underinsured motorist, personal injury protection, towing, rental car reimbursement, and gap.
We Insure All Types of Vehicles
Seniors used to be known for driving larger cars that were safer. However, today many compact cars offer great standard safety features such as anti–lock brakes, traction control, electronic stability control (ESC), and driver, side, and passenger airbags. These include the Chevy Cruze, Ford Focus, Honda Civic, Hyundai Elantra, and Mazda Mazda3.
The Insurance Institute for Highway Safety’s named all of these models to its list of “Top Safety Picks” and all have starting prices below $17,000. Smaller cars also typically offer seniors better handling, more responsive brakes, superior gas mileage, and are easier to park.
Federal statutes require all new cars and trucks weighing under 10,000 pounds to have standard ESC by 2012. ESC has been shown in multiple studies to prevent accidents by preventing cars from losing control and spinning out when turning. This makes 2012 a great year for seniors to buy a car they know will be safe.
Compare Rates and Save
Some seniors have been with their same insurer for years. While this may be the easy way to go, it is usually not the most cost effective. Car insurance rates can fluctuate greatly and rates vary significantly between companies. You may be surprised to see how much less you could be paying for insurance. Think about all the great things you could do with a couple hundred extra dollars per year not spent on car insurance while still getting the same amount of coverage.
Whatever your vehicle type, whether compact, midsize, large, pickup truck, or SUV, use BestCarInsuranceCompanies.net to get free senior car insurance quotes from leading insurers and save. In just a few minutes, you could be reducing your insurance costs significantly. Just enter your zip code to get started.