Vermont Car Insurance
Auto liability insurance is the law in Vermont. All Vermont drivers are required to have minimum auto liability insurance coverage of $25,000 per person, $50,000 per accident for bodily injury and $10,000 minimum for property damage. In Vermont, drivers also have the option to provide evidence of self–insurance. Drivers electing this option must have $115,000 minimum reserved for self–insurance and must file with the state commissioner of motor vehicles.
Keep Your Car Insurance Current
Vermont drivers must carry proof of insurance or self–insurance at all times on the roads. Failure to have proof of insurance could result in substantial fines from the police or suspension of your driver’s license, among other penalties.
Vermont drivers should always know when their auto insurance policy expires to avoid a coverage lapse Uninsured drivers may also be forced to comply with state financial responsibility laws and have to purchase more expensive SR–22 auto insurance coverage.
Each day, hundreds of Vermont drivers are involved in car accidents. Some accidents cause hundreds of thousands of damages when permanent or severe injuries are involved. Driving without insurance or insufficient coverage is fiscally irresponsible and could lead to financial ruin.
Purchase Optional Higher Coverage Limits
Vermont drivers should consider purchasing coverage beyond the minimum liability limits. Without sufficient coverage, drivers may be personally responsible for damages above their coverage limits in an accident. While the minimum limits may seem like a significant amount of money, the cost of medical bills and vehicle repairs can be very expensive.
Optional Insurance Coverage Types
Other important types of insurance coverage in Vermont are Personal Injury Protection, which pays damages such as medical bills and lost wages regardless of fault, Uninsured or Underinsured Motorist, which pays for damages when another drive at fault for an accident does not have insurance or does not have enough insurance, Collision, which pays for vehicle repairs regardless of fault, and Comprehensive coverage, which pays for all vehicle damage or replacement value for incidents other than a collision such as the car being stolen or a tree falling on a car.
There are minimum limits for these coverage types, but drivers can also purchase additional coverage. These types of coverage can make a big difference in the event you are in an accident.
Save With BestCarInsuranceCompanies.net
Vermont drivers have dozens of insurance companies to choose from. Allstate, Geico, Nationwide, and Progressive all sell insurance in Vermont. There are also smaller companies that may offer better prices or claims service.
Whether you live in Burlington, Montpelier, Essex or Rutland use BestCarInsuranceCompanies.net to get low cost Vermont auto insurance. Just enter your zip code to get started and you could be on your way to saving hundreds of dollars a year on your car insurance.