West Virginia Car Insurance
Car insurance is mandatory for drivers in West Virginia. All drivers are required to carry minimum liability insurance of $20,000 per person, $40,000 per accident for bodily injury and $10,000 minimum coverage for property damage.
In West Virginia, the law also requires drivers to purchase Uninsured Motorist (“UIM”) coverage of $20,000 per person, $40,000 per accident for bodily injury and $10,000 minimum coverage for property damage. With UIM coverage, a driver is insured up to the UIM limits in the event the other driver does not have insurance or does not have enough insurance for the damages caused in an accident.
Keep Your Car Insurance Current
West Virginia drivers should always know when their auto insurance policy expires to avoid a lapse in coverage. Without insurance, in addition to facing fines for violating the law, a driver can be personally responsible for all damage caused in an accident.
Uninsured drivers may also be forced to comply with state financial responsibility laws and purchase expensive SR–22 Insurance. Some auto accidents involve damages amounting to hundreds of thousands of dollars. Driving without insurance can lead to financial ruin.
Purchase Optional Higher Coverage Limits
Each day, hundreds of West Virginia drivers are involved in car accidents. Drivers should consider purchasing additional liability insurance coverage, UIM coverage, and other coverage types beyond the minimum limits. It can make a big difference in the event you are in an accident.
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Drivers in West Virginia have dozens of insurance companies to choose from. In addition to national insurers such as Nationwide, Allstate, Progressive, and Geico, drivers also have smaller, more local insurers to choose from.
Whether you live in Huntington, Charleston, Wheeling, or Morgantown, use BestCarInsuranceCompanies.net to get low cost West Virginia auto insurance. Just enter your zip code above to get started and you could be on your way to saving hundreds of dollars a year on West Virginia car insurance.