Wyoming Car Insurance
Car insurance is mandatory for drivers in the state of Wyoming. All drivers are required to carry minimum liability insurance of $25,000 per person, $50,000 per accident for bodily injury and $20,000 minimum coverage for property damage. These are minimum coverage amounts that protect the driver up to the coverage limits for the specified damages types in the event of an at fault accident.
Keep Your Car Insurance Current
The risk of not having insurance in Wyoming has never been greater. Wyoming State Troopers now use a real–time system in their vehicle that allows them to check whether a vehicle license plate has insurance. Drivers without insurance in Wyoming can face a fine of $750 and possible jail time, in addition to other penalties. Uninsured drivers may also be forced to comply with state financial responsibility laws and purchase expensive SR–22 Insurance.
Uninsured drivers can also be held personally responsible for damages caused by an accident. With some auto accidents involving hundreds of thousands of dollars in damages, driving without insurance can lead to financial ruin and put an at fault driver at risk of losing substantial assets. Wyoming drivers should always know when their auto insurance policy expires to avoid a lapse in coverage.
Purchase Optional Insurance
Drivers should consider purchasing additional liability insurance coverage, or other optional coverage types such as Uninsured Motorist, Medical Coverage, Comprehensive Insurance and Collision Insurance. These are all important types of insurance coverage as each day thousands of Wyoming drivers are involved in car accidents. Other types of auto insurance coverage to consider purchasing in Wyoming include rental car, towing, roadside assistance, and wage loss benefits resulting from an accident.
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